Abstract: As being a mainstay role in rural finance, the rural credit cooperative dominates the rural financial marketing and gives thefinancial support for rural economic development. To know the actual conditions on the Rural credit cooperatives to loan money to the farmers, the essay analyzes the basic credit conditions of the farmers and the financial needs of farmers in rural credit cooperatives, and makes conclusion that the rural credit cooperatives, to some extent, cannot meet the financial needs of the farmers. Based on that, it proposed to build a wide range of rural financial system, strengthen the farmers credit capacity-building, and the positive development offinancial support for agriculture loans of rural credit cooperatives.