Abstract: Based on the factors influencing the financing behavior of family farms, this paper analyzes the three main financing modes in the process of family farm financing, including family farm + loan side, family farm+guarantee platform+loan side, family farm + other borrower + lender, and then analyzes the common characteristics of the various models and their respective differences deeply, it finds that similarities and differences of financing models of the family farm influences financing behavior, at last, it gets out relative suggestions of effective financing of the family farm.