数字普惠金融对乡村产业振兴的影响研究以安徽省为例

Research on the Impact of Digital Inclusive Finance on the Revitalization of Rural Industry: Taking Anhui Province as An Example

  • 摘要: 2024年的中央一号文件中,提出要坚定不移地打牢农业基础,在新时期“三农”工作中,要始终坚持以促进农村全面振兴为主线。本文利用安徽省2018—2022年58县的面板数据,构建乡村产业振兴水平评价体系,利用熵值法测算各县乡村产业振兴指数,结合北京大学数字普惠金融发展指数,利用固定效应模型实证分析安徽省数字普惠金融发展对乡村产业振兴的影响。结果表明:2018—2022年安徽乡村产业与数字普惠金融的发展水平总体稳定上升,数字普惠金融对安徽地区乡村产业振兴总体水平和乡村第一第三产业振兴有显著推动作用;数字普惠金融的覆盖广度、使用深度和数字化程度对安徽地区乡村产业水平具有正向显著影响,其中覆盖广度影响最强。因此,要不断完善创新数字普惠金融服务体系,激发乡村工业、服务业活力。

     

    Abstract: In the No.1 Central Document of 2024, it is proposed that we should unswervingly lay a solid foundation for agriculture. In the work of “agriculture, rural areas and farmers” in the new era, we should always adhere to the main line of promoting the overall revitalization of rural areas. Based on the panel data of 58 counties in Anhui Province from 2018 to 2022, this paper constructs the evaluation system of rural industrial revitalization level, uses the entropy method to calculate the rural industrial revitalization index of each county, and combines the digital inclusive financial development index of Peking University to empirically analyze the impact of digital inclusive financial development on rural industrial revitalization in Anhui Province by using the fixed effect model. The results show that the development level of rural industry and digital inclusive finance in Anhui Province has increased steadily from 2018 to 2022, and digital inclusive finance has played a significant role in promoting the overall level of rural industry revitalization and the revitalization of the primary and tertiary industries in Anhui Province. The coverage breadth, use depth and digitization degree of digital inclusive finance have a positive and significant impact on the level of rural industry in Anhui, among which the coverage breadth has the strongest impact. Therefore, it is necessary to continuously improve the innovative digital inclusive financial service system and stimulate the vitality of rural industry and service industry.

     

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