Abstract: Based on the Digital Inclusive Finance Index of Peking University from 2016 to 2020, a systematic GMM model was used to empirically test the impact of digital inclusive finance on carbon emissions in grain production at the county level. The study found that, digital inclusive finance could effectively reduce the carbon emissions intensity in grain production. Panel quantile regression was used for estimation and the analysis results were verified through robustness tests. Heterogeneity analysis revealed that, the breadth of coverage, depth of usage, and degree of digitization of digital inclusive finance all had a negative impact on carbon emissions in grain production, with the breadth of coverage having the most significant impact.