Abstract: This paper taked the construction of a smart financial management system developed by Yunnan Agricultural University as an example, starting from the development history, system architecture and system construction of smart finance, and systematically explained how to use network technology as the carrier, third-party settlement platforms (banks, UnionPay, WeChat Pay and Alipay, etc.) as the support, industry and finance integration as the direction, data sharing as the basis, unified information portal entrance and information identification code, developed shared data interface, embedded artificial intelligence module, integrated financial management rules, accounting system, account processing specifications and other financial operations with artificial intelligence (AI), mobile payment, block-chain and other information technology deeply, realizing network filling of reimbursement documents, automatic matching of shared data system, artificial intelligence transformation of accounting vouchers, electronic payment methods and automation of reimbursement logistics information, etc., to build a new type of human-computer interactive informationization, networking and intelligent university financial reporting management system for colleges, innovating financial management means and improving the financial management level and management efficiency.